{"id":7010,"date":"2022-01-31T04:44:00","date_gmt":"2022-01-31T04:44:00","guid":{"rendered":"https:\/\/www.carpetguys.com\/blog\/?p=7010"},"modified":"2024-10-08T13:23:53","modified_gmt":"2024-10-08T13:23:53","slug":"financing-options-for-home-improvement","status":"publish","type":"post","link":"https:\/\/www.carpetguys.com\/blog\/financing-options-for-home-improvement\/","title":{"rendered":"Financing Options for Home Improvement"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.carpetguys.com\/blog\/financing-options-for-home-improvement\/\" target=\"_blank\" rel=\"noopener\"><img width=\"775\" height=\"250\" src=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-improvement.jpg\" alt=\"flooring financing options\" class=\"wp-image-7020\" srcset=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-improvement.jpg 775w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-improvement-300x97.jpg 300w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-improvement-768x248.jpg 768w\" sizes=\"(max-width: 775px) 100vw, 775px\" \/><\/a><\/figure>\n\n\n\n<p>If you have noticed the skyrocketing inflation rates and need <strong>financing options for home improvement<\/strong>, The Carpet Guys have some suggestions.&nbsp; There\u2019s even one with 0% interest for the first 48 months\u2020 for those who qualify! Read on to find out more.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 id=\"h-should-i-use-financing-for-home-improvements\">Should I Use Financing for Home Improvements?<\/h2>\n\n\n\n<p>Obviously, the best way to pay for anything is to save your money and use the cash to pay in full.&nbsp; Overextending finances is not ideal. Unfortunately, emergency situations or larger projects make that difficult. If you can make regular monthly payments and pay the balance in full, then financing has its benefits. Often, as you make regular, on-time payments, there is no interest charged for a period. In the accounting world, we call that free money. There\u2019s no reason not to use someone else\u2019s money to pay for a project while keeping your hard-earned cash in the bank.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><a href=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-scaled.jpg\"><img src=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-1024x684.jpg\" alt=\"get approved for financing for home improvement\" class=\"wp-image-7012\" width=\"441\" height=\"294\" srcset=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-1024x684.jpg 1024w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-300x200.jpg 300w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-768x513.jpg 768w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-1536x1025.jpg 1536w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/loan-approved-image-iStock-1302369199-2048x1367.jpg 2048w\" sizes=\"(max-width: 441px) 100vw, 441px\" \/><\/a><\/figure><\/div>\n\n\n\n<h2 id=\"h-is-it-hard-to-apply-for-financing\">Is it Hard to Apply for Financing?<\/h2>\n\n\n\n<p>In the past, if you needed financing for a home renovation, you had to go to a loan officer and hope for the best. Now, applying is easier. The Carpet Guys can help you apply for financing while providing you with your free in-home flooring estimate. You don\u2019t even have to have stellar credit. When you provide some basic information, the application process takes about 10-15 minutes. Our Design Consultants can provide the application process while they are measuring for your flooring needs.&nbsp; It\u2019s a seamless process we provide to all our customers that qualify.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><a href=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-scaled.jpg\"><img src=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-1024x658.jpg\" alt=\"financing available\" class=\"wp-image-7013\" width=\"347\" height=\"222\" srcset=\"https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-1024x658.jpg 1024w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-300x193.jpg 300w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-768x494.jpg 768w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-1536x987.jpg 1536w, https:\/\/www.carpetguys.com\/blog\/wp-content\/uploads\/2022\/01\/financing-available-iStock-844199042-2048x1316.jpg 2048w\" sizes=\"(max-width: 347px) 100vw, 347px\" \/><\/a><\/figure><\/div>\n\n\n\n<h2 id=\"h-the-carpet-guys-offers-financing\">The Carpet Guys Offers Financing<\/h2>\n\n\n\n<p>If you\u2019re looking for some great deals, check out <a href=\"https:\/\/www.carpetguys.com\/specials\/\" target=\"_blank\" rel=\"noreferrer noopener\">our specials page<\/a>.&nbsp; Our financing specials and coupons are updated regularly. If you have more questions about our financing options and how to apply, call 855-4-MY-GUYS (855-469-4897) and one of our customer service representatives can assist you. Or make an appointment for a <a href=\"https:\/\/www.carpetguys.com\/schedule\" target=\"_blank\" rel=\"noreferrer noopener\">free in-home estimate<\/a> and one of our Design Consultants can start the application process and measure for your flooring at the same time. We will bring our showroom of samples to your home.&nbsp; We offer financing for carpet, sheet vinyl, luxury vinyl plank or tiles, hardwood, laminate, or engineered hardwood.&nbsp; Options for every room in your home.<\/p>\n\n\n\n<p class=\"has-small-font-size\">48 MONTHS INTEREST-FREE\u2020<\/p>\n\n\n\n<p class=\"has-small-font-size\">\u2020Some restrictions may apply. Offer is for new applicants only and cannot be combined with other promotional discounts or special offers. Special financing subject to credit approval. Not all applicants will qualify. Minimum purchase and monthly payments required. See sales consultant for details. Sale ends 2\/28\/2022.<\/p>\n\n\n\n<p class=\"has-small-font-size\">$45\/month flooring sale<\/p>\n\n\n\n<p class=\"has-small-font-size\">Offer is for new applicants only and cannot be combined with other promotional discounts or special offers.&nbsp; Special financing subject to credit approval.&nbsp; Not all applicants will qualify.&nbsp; Minimum purchase and monthly payments required.&nbsp; $45 per month for 48 months with equal payments based on a purchase of $2160.&nbsp; Actual payments will vary based on the final purchase and terms of financing.&nbsp; See sales consultant for details.&nbsp; Some restrictions apply.&nbsp; Sale ends 2\/28\/22<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>If you have noticed the skyrocketing inflation rates and need financing options for home improvement, The Carpet Guys have some suggestions.&nbsp; There\u2019s even one with 0% interest for the first 48 months\u2020 for those who qualify! 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